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Who we are

Vishala Samruddhi Souharda Cooperative Bank Limited

At Vishala Samruddhi Souharda Cooperative Bank Limited, we are more than just a bank—we are a trusted financial partner dedicated to your growth and success. Based in Bangalore, we take pride in our community-centric approach, offering personalized banking solutions tailored to meet your financial needs.

What Makes Us Special?

A Community-Centric Bank Unlike traditional banks, Vishala Samruddhi Souharda Cooperative Bank operates on the principles of mutual help and cooperation. As a member, you are not just a customer—you are a co-owner, ensuring that every decision is made with your best interests in mind.

Why Choose Vishala Samruddhi Souharda Cooperative Bank

Assured High Returns on Fixed Deposits

Personalized & friendly banking Experience

Branch maintains highest Ratio of Reserve against Deposits

Highest safety for your money as 90% borrowings are mortgage loans

Services

Features to start

Experience a comprehensive suite of financial services—from personal loans and business loans to savings accounts, fixed deposits, and investment opportunities—designed to meet your financial goals. Benefit from competitive interest rates, personalized customer service, and secure, technology-driven banking that empowers your financial future.

Personal Loans

Flexible personal loans with attractive interest rates to meet your financial needs.

Business Loans (Property Mortgage-Based)

Secure business loans backed by property mortgages to support your growth.

Savings Accounts & Fixed Deposits

High-interest savings accounts and fixed deposit options to grow your wealth securely.

Investment Opportunities

Diverse investment opportunities designed to maximize your returns with minimal risk.

What we Offer

Banking with a Personal Touch – Tailored Financial Solutions

Competitive Interest Rates

We believe in maximizing your returns. Our fixed deposit schemes offer an impressive 12% per annum interest rate—one of the best in the industry! For example, a ₹10 lakh deposit earns you ₹10,000 interest per month, or ₹1.2 lakh interest annually.

Personalized Customer Service

Experience banking with a personal touch! Our friendly staff knows you by name and is always ready to assist with customized financial solutions to help you achieve your goals.

Embracing Technology for Convenience

Stay in control of your finances anytime, anywhere with our user-friendly mobile-based account access. Digital banking has never been easier!

Secure & Responsible Lending

Your money is always in safe hands! Our strict lending policy ensures that loans are granted only to known acquaintances with clear-title property pledges, offering high security for all depositors.

Our Mission

At VSSCL, we are dedicated to empowering our members with the best financial tools. Our mission is to provide secure and rewarding investment options tailored to your unique needs. We are committed to transparency, integrity, and excellence in all our services.

Who We Are

Welcome to Vishala Samruddhi Souharda Co-operative Limited (VSSCL)—where your money finds a secure and rewarding home! We are more than just a financial institution; we are your partners in wealth creation. Our goal is to help you invest wisely and grow your savings like never before.

Our Values

We value trust, innovation, and community. As a cooperative, we believe in treating every member like family. Together, we can achieve financial success and build a brighter future for all!

Join Us

Ready to take control of your financial future? Join VSSCL today and experience the power of smart investing. Your journey to financial freedom starts here!

Vishala Samruddhi Souharda Co-operative Limited

Account Number: 74390200000318

IFSC Code: BARB0VJCOXX

Branch: Cox Town

Looking for a secure and rewarding banking experience? Visit us at our Kothanur branch or call us.

Address

VISHALA SAMRUDDHI SOUHARDA CO-OPERATIVE LTD ( VSSCL), Monte Tabor, #305, 3rd floor, 3rd Cross, BDS Nagar, Bengaluru, Karnataka 560077

Introduction to VSSCL Kothanur

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Verify our legal credentials

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Visit our backing page

vsscl.finamount.com

© 2025 Vishala Samruddhi Souharda Co-operative Limited. All Rights Reserved.

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