Vishala Samruddhi Souharda Co-operative Limited
Account Number: 74390200000318
IFSC Code: BARB0VJCOXX
Branch: Cox Town
Our Services
Services
At Vishala Samruddhi Souharda Cooperative Bank, we offer a wide range of financial services—including personal loans, property mortgage-based business loans, savings accounts & fixed deposits, and investment opportunities—all designed to maximize your returns with competitive rates such as an impressive 12% per annum on fixed deposits (a ₹10 lakh deposit earns you ₹10,000 interest per month, or ₹1.2 lakh interest annually). Our personalized customer service ensures you’re known by name and receive tailored financial solutions, while our technology-enabled mobile access keeps you in control of your finances anytime, anywhere. Coupled with our secure and responsible lending practices, we provide a rewarding and safe banking experience that truly puts your financial success first.
Personal Loans
At Vishala Samruddhi Souharda Cooperative Bank, our personal loans are designed to empower you with financial flexibility for life's various needs—whether it's for emergencies, home improvements, education, or personal ventures. We offer competitive interest rates, flexible repayment options, and a streamlined approval process to ensure you get the funds you need quickly and efficiently. Our dedicated team provides personalized service to tailor loan solutions to your unique financial situation, making borrowing a hassle-free experience.
Business Loans (Property Mortgage-Based)
At Vishala Samruddhi Souharda Cooperative Bank, our property mortgage-based business loans are designed to empower your enterprise with the necessary capital for growth and expansion. Leveraging your property assets, we offer flexible financing solutions at competitive interest rates, ensuring your business can secure working capital, manage cash flow, and seize new opportunities—all with a secure and personalized lending process.
Savings Accounts & Fixed Deposits
Our Savings Accounts & Fixed Deposits provide a secure and rewarding way to build your wealth. We offer competitive interest rates and flexible deposit options tailored to your financial goals. Whether you're saving for future needs or seeking stable, guaranteed returns, our products are designed to offer both liquidity and long-term growth, ensuring your financial security.
Investment Opportunities
Explore diverse investment opportunities with us to maximize your returns while managing risk effectively. Our expert advisors work closely with you to understand your financial objectives, guiding you through a range of tailored investment options. With personalized strategies and expert market insights, we help you build a robust, diversified portfolio that aligns with your long-term wealth-building goals.
Our Financial Services
• Savings Account (SB): Earn 3% per annum interest • Fixed Deposit (FD):Attractive 12% per annum interest • Recurring Deposit (RD): Enjoy 8% per annum interest for 1 year • Personal Loan (PL): Get up to ₹3L at 24% per annum • Mortgage Loan (ML): Loans above ₹3L at 18% per annum (with collateral)
Fixed Deposit Scheme
| Fixed Deposits Terms | General Public (% p.a) | Senior Citizens (% p.a) |
|---|---|---|
| 90 Days | 8% | 8% |
| 180 Days | 10% | 10% |
| 360 Days & Above | 12% | 12% |
Recurring Deposit Scheme
| Fixed Deposits Terms | General Public (% p.a) | Senior Citizens (% p.a) |
|---|---|---|
| 1 Year | 8% | 8% |
| 2 Years | 9% | 9% |
| 3 Years | 10% | 10% |
Looking for a secure and rewarding banking experience? Visit us at our Kothanur branch or call us.
